Survival products with time-various covariates (TVCs) are broadly used in the literature on credit rating possibility prediction. Nonetheless, when these covariates are endogenous, the inclusion process has been limited to tactics like lagging these variables or managing them as exogenous. That leads to doable biased estimators (according to the https://micropenispetercornwell78823.shoutmyblog.com/28506237/the-smart-trick-of-peter-cornwell-head-that-nobody-is-discussing